What Do Insurance Companies Look for During Inspections? 2026 Student Rental Examples from Ontario

a nice brick house on a fall day somewhere in Ontario

What does an insurance company actually look for when it inspects a rental property? To help answer that question, Humberview Insurance reviewed more than 100 recommendations from recent insurance inspections of student rental properties across Ontario. While every insurer and property is different, the results provide real examples of the issues insurance inspectors are identifying … Read more

Back on Track Ontario Program: Cost, Locations, Timeline & Requirements (2026)

Back on Track Ontario – Quick Facts If you’ve been convicted of impaired driving or received an alcohol or drug-related roadside suspension in Ontario, completing the Back on Track program is now a mandatory step before your driver’s licence can be reinstated. As of 2026, even a first-time roadside suspension includes a mandatory 8-hour Back … Read more

Ignition Interlock Cost Ontario (2026 Guide) | Installation Locations & Monthly Fees

lady is happy driving a vehicle after getting ignition interlock installed in Ontario

The Ontario Ignition Interlock Program is a mandatory requirement for drivers to regain their driving privileges following an impaired driving conviction (also known as a DUI conviction) or multiple administrative suspensions. Installing an ignition interlock device (a vehicle breathalyzer) ensures that a vehicle will not start if it detects alcohol on the driver’s breath. As … Read more

How to Switch Car Insurance When Moving to Ontario: Complete Guide for New Residents coming from another Province

When moving to Ontario, many people wonder how to “switch” their car insurance — but in reality, you must start a new Ontario auto policy. The good news is that you can bring your driving history, insurance experience, and previous licensing details with you. This guide walks you through everything you need to set up … Read more

Hamilton Student Rentals

McMaster University beautiful building

Are You a Future Landlord? A Guide to Investing in Student Rentals in Hamilton Are you considering investing in student rentals in Hamilton? This guide provides an overview of the student rental market in Hamilton and offers insights to help you choose the best area for your investment. Why Hamilton is a Great Choice for … Read more

Automatic Emergency Braking

Automatic Emergency Braking (AEB) is one of the most significant advancements in car safety technology in recent years. While some insurers previously offered discounts for vehicles equipped with AEB, the real value lies in its ability to prevent accidents and protect you and your loved ones. Why Automatic Emergency Braking Matters AEB systems are designed … Read more

DUI Conviction in Ontario: Penalties, Insurance Impact & What Happens Next

An impaired driving conviction in Ontario can result in licence suspensions, fines, mandatory programs, ignition interlock requirements and significant changes to your car insurance. This guide explains the potential penalties following an impaired driving offence and how a DUI conviction can affect your insurance. Penalties for Novice Drivers with Any Alcohol in Their System The … Read more

Moving from British Columbia to Ontario? Don’t Forget to Pack Your Driving Record.

Are you planning to relocate from British Columbia to Ontario? One essential item to add to your moving checklist is your Insurance and Claims History Record from the Insurance Corporation of British Columbia (ICBC). This document is critical when securing car insurance in Ontario and ensuring you get proper credit for your driving history. How … Read more

Moving From Manitoba to Ontario and Looking for Car Insurance?

If you’re moving from Manitoba to Ontario—or have already made the move—there’s an important step you need to take to get properly credited for your driving experience. Providing proof of your driving history will make it easier to obtain car insurance in Ontario and can help lower your premiums. Why Your Driving History Matters Insurance … Read more