Ontario Roofers Contractor Insurance
Protect your Roofers business with Commercial General Liability Insurance built around the work you do. Humberview Insurance compares coverage options from multiple insurers to help you find the right fit for your business.
Contractor Insurance Coverage Options
| Commercial General Liability | Tools & Equipment | Installation Floater |
|---|---|---|
| Protection against covered third-party bodily injury, property damage and related liability claims. | Protection for eligible contractor tools and equipment. | Coverage for eligible materials in transit, at the jobsite and during installation. |
| Wrap-Up Liability | Pollution Liability | Employee Dishonesty / Crime |
| Project-specific liability coverage for eligible construction projects. | Protection against covered pollution liability claims. | Protection against covered losses caused by employee dishonesty. |
Coverage availability varies by insurer, contractor trade, operations and eligibility. Coverage is subject to policy terms, conditions, limits and exclusions.
Roofers Insurance a Real Claim Example
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| Claim example is for illustration only. Coverage and claim outcomes vary based on the circumstances and policy terms, conditions, deductibles, limits and exclusions. | |||||||
Contractor Insurance FAQ
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Does a Roofing Contractor Need Liability Insurance in Ontario?
Liability insurance is imperative for roofing contractors in Ontario. It protects against claims of property damage or injuries to third parties that might occur during roofing activities. This insurance is essential in protecting your roofing business from unforeseen liabilities.
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How Much is Roofing Contractor Insurance in Ontario?
The cost of insurance for roofing contractors in Ontario varies based on factors like the size of your roofing projects, the specific services you offer, and the level of risk involved. For a precise and tailored quote, it's advisable to consult with an insurance provider.
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Why Do Independent Roofing Contractors Need Insurance?
Independent roofing contractors need insurance to shield against potential risks and liabilities, such as accidental damage to third-party property or injuries to third parties. Insurance provides crucial financial security and enhances your professional credibility with clients.
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What Type of Insurance Does a Roofing Contractor in Ontario Need?
Besides general liability insurance, roofing contractors in Ontario should consider other types of coverage such as equipment insurance and commercial vehicle insurance. These coverages offer comprehensive protection for the various aspects of your roofing business.
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What is a Certificate of Insurance?
A Certificate of Insurance is a document that verifies your insurance coverage. It details important policy information, including the types and limits of coverage. Clients often request this certificate before beginning any roofing work to ensure that adequate insurance is in place.
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Is Hot Work or Flame Work Covered Under a Roofer's Liability Insurance?
For roofing contractors engaged in hot work, such as using a torch, heat air gun, welder, or any other tools and equipment that generate heat, it's essential to have their liability insurance policy specifically endorsed for these activities. This ensures that the unique risks associated with hot work are adequately covered under their roofers insurance policy. Discuss this aspect of your business with your insurance agent or broker.
Get a Roofers Insurance Quote
Why Humberview for Contractor Insurance?
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One Dedicated Broker
Work with the same licensed broker who understands your business.
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Independent Since 1982
Serving Ontario businesses and contractors for over 40 years.
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Multiple Insurance Markets
Compare coverage options from multiple insurance companies.
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Coverage That Fits Your Trade
Insurance tailored to your operations, equipment and business needs
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